Rideshare Accident Lawyers in Franklin

More Than 100 Years of Combined Experience for Franklin Rideshare Claims

One moment you’re on your way across town in an Uber or Lyft, and the next you’re dealing with pain, bills, and calls from insurance companies. Rideshare crashes can be confusing because multiple drivers, companies, and policies may be involved. Talking with our Franklin rideshare accident attorneys can clarify which policies may apply and what options you have.

At Puryear, Newman & Morton, PLLC, we represent people who have been hurt in crashes involving rideshare vehicles in Franklin and across Middle Tennessee. Our firm has served this community since 1997, and our attorneys bring more than 100 years of combined experience to every case. We provide professional, ethical, and caring guidance as you address insurance questions, medical expenses, and next steps.

If you were injured as a passenger, another driver, a pedestrian, or a bicyclist, call (615) 933-2366 or contact us for a free consultation. We’ll listen to your story and explain how the process typically works.

Local, Relationship-Based Representation for Franklin Rideshare Claims

After a rideshare crash, you need a legal team that understands your community and takes the time to understand your specific situation. Our office is located in Franklin, Tennessee, and we assist clients whose cases may go through Williamson County courts.

Since 1997, our full-service firm has represented clients throughout Franklin and Middle Tennessee in personal injury, family law, business and commercial litigation, and estate planning. That broad perspective matters when a serious injury affects your job, family responsibilities, or plans for the future. When we handle a rideshare injury claim, we consider the broader impact on your life, not only the immediate medical bills.

We get to know our clients, answer questions in plain language, and remain straightforward about what to expect. That thorough, careful approach carries over to complex rideshare collisions that may involve several insurers and disputed fault.

Cost is a common concern after a serious accident. We are committed to cost-effective legal solutions, and injury consultations are free. In many personal injury cases, including rideshare crashes, we work on a contingency-fee basis. This generally means attorney fees are collected as a percentage of a recovery rather than upfront, so you can focus on healing while we focus on the claim.

How Tennessee Rideshare Insurance Coverage Works

Rideshare accidents differ from most other car crashes because insurance coverage can shift depending on exactly what the driver was doing at the moment of impact. Our Lyft accident attorneys in Franklin examine these layers to identify which policies may apply and what limits may be available.

Tennessee law requires a transportation network company driver, or the company on the driver’s behalf, to maintain primary automobile insurance while the driver is logged onto the platform or engaged in a prearranged ride. The required coverage and its limits vary based on the driver’s app status at the time of the crash.

Three app-status phases generally determine coverage:

• App off: Coverage generally begins with the driver’s personal auto policy rather than the rideshare coverage required for logged-on periods.
• App on, waiting for a request: Tennessee law specifies minimum primary liability limits of $50,000 for death or bodily injury per person, $100,000 per incident, and $25,000 for property damage. This coverage may come from the driver, the rideshare company, or a combination of both.
• Prearranged ride in progress: Tennessee law requires at least $1 million in primary automobile liability coverage for death, bodily injury, and property damage. This phase begins when the driver accepts a request and continues until the passenger is dropped off.

The applicable policy and available limits depend on the crash facts, the specific policy language, and the driver’s verified status at the time of impact. Uninsured or underinsured motorist coverage on the driver’s personal policy or the rideshare platform’s policy may also be relevant depending on the circumstances. These coverage rules are set by Tennessee law, and we recommend confirming current requirements with our attorneys before relying on any specific figure.

Types of Rideshare Collisions We Evaluate in Franklin

The injured party isn’t always a passenger in the Uber or Lyft. Our firm evaluates claims from several types of injured people.

Rideshare claims may involve:

• Passengers injured when their Uber or Lyft is hit by another vehicle
• Drivers or passengers in other cars struck by a rideshare vehicle
• Pedestrians or cyclists hit by a distracted rideshare driver using the app
• Crashes during pickup or drop-off in busy areas of Franklin

It’s also common for more than one driver to share fault in a collision. Another vehicle may have run a light, or traffic may have suddenly stopped on Columbia Avenue or Interstate 65. Injured passengers often feel caught in the middle while drivers and insurers point fingers. We review the facts carefully to determine which insurers may be responsible for handling your losses.

What to Do After a Rideshare Crash

The minutes and days after an Uber or Lyft accident can feel chaotic. Taking a few careful steps can help protect both your health and your legal rights. Whether the collision happened on Murfreesboro Road, in downtown Franklin, or elsewhere in Middle Tennessee, your safety should always come first.

Protect Your Health & Document the Crash

Check yourself and others for injuries and, when possible, move to a safer location away from traffic. Call 911 so that emergency responders and law enforcement can come to the scene. Even if you think your injuries are minor, it is wise to get evaluated by a medical professional, since some conditions don’t appear right away.

Once help is on the way, exchange contact and insurance information with every driver involved. If you were using a rideshare app, take screenshots of your trip details, including the driver’s name, the vehicle, and the route. Photos of the scene, vehicle damage, and visible injuries can help document what happened. The Franklin Police Department can provide a copy of the official crash report, which is often a key piece of documentation.

Handle Insurance Communications & Get Legal Guidance

When you speak with insurance representatives or respond within the rideshare app, keep your comments factual and brief. Avoid speculating about fault or minimizing your pain. You can let adjusters know you’re still undergoing medical evaluation and prefer not to give a detailed or recorded statement until you’ve spoken with our Franklin Lyft accident lawyers.

If you reach out to us soon after the crash, we can talk with you about these steps and communicate with insurers on your behalf. Our attorneys can also discuss important deadlines that apply in Tennessee personal injury cases so that time doesn’t work against your claim.

How Our Attorneys Approach a Rideshare Injury Claim

After you contact Puryear, Newman & Morton, PLLC, we start by listening. During your initial meeting, we learn about how the rideshare crash happened, your injuries, and how your life has been affected. This conversation helps us understand your priorities, whether that’s covering medical expenses, replacing lost wages, or addressing the impact on your family.

Investigating Liability & Coverage

Our attorneys review available information such as police reports, medical records, photographs, and any digital data from the rideshare trip. With more than 100 years of combined experience, our team is accustomed to working through complex fact patterns and identifying where responsibility may lie. Liability analysis can involve driver conduct, traffic conditions, witness accounts, vehicle damage, app records, and the actions of other motorists.

Sorting through coverage is often one of the most confusing parts of a rideshare injury claim. We work to identify all potentially applicable policies, including the rideshare company’s insurance, the driver’s personal policy, and coverage for any other involved vehicles. Rather than asking you to manage multiple phone calls and letters, our attorneys can communicate with insurers on your behalf and keep your claim organized.

Documenting Losses & Pursuing Resolution

Under Tennessee negligence law, people injured by the negligence of others may seek compensation for harms such as medical expenses, lost wages, property damage, and pain and suffering. Tennessee follows a modified comparative-fault rule, which means a claimant’s recovery is reduced in proportion to any fault assigned to them; a claimant found to be 50% or more at fault is generally barred from recovering damages entirely. Every case is different, and available damages depend on the facts, the severity of injury, and applicable insurance limits. We can explain how these categories may apply to your situation and how they are typically documented.

If a fair resolution can’t be reached through negotiation, some cases proceed into litigation in Tennessee trial courts. Our attorneys have longstanding experience practicing in Middle Tennessee courts, including Williamson County, and we can guide you through each stage if filing suit is appropriate.

Discuss your next steps with our Franklin rideshare accident team. Call (615) 933-2366 or schedule your free consultation.

Frequently Asked Questions

Who Pays My Medical Bills After an Uber or Lyft Crash?

Payment can come from several sources, including your own health insurance, your auto policy, a liable driver’s policy, or the rideshare company’s coverage. Which applies depends on fault and coverage details. We can review your situation and identify potential sources of payment.

How Much Does It Cost to Hire Your Firm?

Your initial consultation is free. In many personal injury cases, including rideshare crashes, we work on a contingency-fee basis, so attorney fees are typically collected as a portion of a recovery rather than upfront. We explain expected fees and costs before you decide how to proceed.

How Long Will My Rideshare Case Take in Franklin?

The timeline varies based on medical treatment, investigation, insurer response, and whether a lawsuit is filed. Case timing can vary considerably. We keep you updated and discuss timing as your case moves forward.

What Can I Expect If I Work with Your Attorneys?

You can expect us to listen carefully, explain the process clearly, and keep you informed. We build personal relationships with clients and take a thorough approach, allowing us to understand your needs and tailor our guidance throughout the claim.

Talk with Our Franklin Rideshare Accident Attorneys

If you’ve been hurt in a rideshare crash, we can review potential liability, insurance coverage, documentation, and next steps. Our Franklin office serves injured passengers, motorists, pedestrians, and cyclists throughout Middle Tennessee.

We make contacting us as straightforward as possible. Your consultation is free, and our Uber accident lawyers in Franklin can explain how representation typically works before you decide how to proceed.

Call (615) 933-2366 to schedule your free consultation with our Franklin rideshare accident team.